Morality and Insurance

When the godly are in authority, the people rejoice. But when the wicked are in power, they groan. – Proverbs 29:2

So, let me get this straight, America. If a company owner doesn’t want to pay for insurance because their employee might use that insurance for something they find immoral, how far a leap is it to say that an employer should refuse to pay their worker any money at all because they think the worker is going to use some of that money that needs to cover housing food and bills for something they deem immoral?

Thinking about it, what’s the difference between paying an insurance company a premium where their employee might purchase birth control, an abortion, or Viagra and paying an employee a salary where the CEO knows for sure that employee is going to buy any of those things?

My point is that there are so many errors and issues with legislating morality in government and in the workplace. When we pass legislation, or the courts interpret laws in such a way that it begins to limit someone’s freedoms on moral grounds we are heading towards a theocracy under martial law. We don’t know everyone’s story. Some make hard choices to do what they can to get by. Others want to enjoy life the the fullest. We can only know so much about a person. A woman has an abortion because she literally cannot carry a baby because it will kill both the baby and herself. A woman also takes “the pill” because her skin keeps breaking out. People just snap and do awful things. It’s called life. Where does this all end? Will it ever end? This debate probably won’t end regardless of political leaning. And that leads me to the big question:

What is the point of manipulating another person’s morality? It only leads to chaos.

Employees are not kids to be babysat and employers are not their fathers, mothers, or guardians. Employers have no responsibility to employees outside of work. Employers are responsible for their employees on the job: safety, security, and paying them the wage that the employee agreed to when hired. What happens at work should stay at work. What happens outside of work should stay outside of work, unless it causes a woman not to do her job. I’ve never seen cases where a woman’s job performance was affected by the pill. If someone can point an example out that isn’t fake news, that would be worth discussing! Use my contact form!

If anyone is going to do something immoral or controversial, they’ll find anything or any way to commit the “crime” whether someone pays them to do it or not. If an employer suspects they are paying for someone’s abortion or a morning after pill, that’s a heavy weight to carry. However, if payment is going to someone’s birth control pills, it’s going towards a miracle called life that is probably not going to happen. All of this must be weighed. Since my wife works at a company with benefits, once we have kids, she’s going to have to decide what decision to make, even if marital counseling makes things more complicated (we aren’t going for counseling. I’m just painting a hypothetical picture).

As a Canadian centralist (who slightly leans to the left), I’m having a hard time understanding why America is deep into turning public health issues into moral judgements. As a North American society, we must learn how to separate national morality from the health needs of its countries. If health care constantly revolves around what’s right and wrong rather than the fact that it’s an absolute to do whatever we can to stay healthy, poverty, addiction, and unemployment will destroy society as we know it. Canadians who don’t believe me should try living on a Manitoba reserve in the middle of nowhere for a month.

Most of our moral judgements are against individuals in a multitude of stories and situations we don’t understand. An example is the “alcoholic loser” who has trauma from his past and no understanding of how to deal with it. It’s so sad that we have to watch him drink his life away not realizing what he needs is a purpose that gives his life meaning beyond the bottle. As an Aspie, I’m really angry with the lack of autism-support in Winnipeg because hardly anyone else understands the spectrum. Lack of understanding has lead to more of my kind being stuck at home addicted to video games in parents’ basements. Some organizations and anti-vaccine pushers fail to note that after someone with autism tries to apply for 50 jobs in a day, gets only one interview and blows it because he can’t keep eye contact, they’ll want to do nothing more than just sit at home, drink Labatts, and eat chips all day while waiting to die on the couch while watching Netflix. Something has to be done to keep people with autism employed. That whole conversation is another blog post.

Sure, we can’t save everyone, and that’s the worst part. Many have died in recovery, trying their best to make a better life for themselves but after slipping up just once, they lose their chance to recover.

Regarding birth control, I’m tired of hearing people telling me lies that “the pill” was causing little abortions. And now,  this “morning after” pill is the new abortion-drug everyone is judging. It’s not worth debating anymore. There isn’t going to be an agreement. Every confirmation bias will only be refuted by some new nutcase who wants to deny universal health care for everyone on planet Earth.

There’s also the issue of choice. I wouldn’t want someone taking away my choice to see a doctor or not or to eat healthy or not. And I especially don’t want to be told to choose whether or not I should think freely or not. That would kill this blog. Birth control is meant to stop things like HIV, acne, irregular cramps, and obviously over-population. If my wife suffered from health problems, I would be very depressed not being able to pay for it. If she suffered a long term yeast infection because I couldn’t pay to get proper care or go in for testing, I’d have a severe meltdown that would put me in a mental institution. In the end, morals that restructure health-benefits fail to do justice to the outside choices. An unwanted pregnancy or abortion rates are not the only things controlled by taking health care away or trying to close down organizations like Planned Parenthood. STDs are caused by skin-to-skin contact. Infectious diseases can also be exchanged by the pair of two shaking unsanitary hands. And don’t get me started on sneezing.

Bottom line, the health care marketplace needs to go, universal health care needs to take its place. Health insurance should not be centred around judgment and money. Employers don’t have the right to know what their employees spend their hard earned money on, even with the off-chance those workers may buy drugs, pornography, or spend it all at the casino. Holding off due compensation is illegal while firing an employee for actions on the job or how they represent their employer while not at work is a different story. Health based insurance coverage in the USA is a benefit. If employers don’t require people to follow a spending contract, they should never withhold benefits or wages based on their limited understanding of morality.

By the way, America, Canada has had free health care since the late 60s. We’ve done well for the most part. All base services are covered for everyone while extended services are provided by employers. Canadians can go to any doctor but because of certain jobs they also get around $350 toward massage and like $200 every two years toward eyeglasses if they need them. The best quirk of all is $2000 of non cosmetic dental services too. We Canadians will keep you in our prayers and hopefully when all this is over, your government will take a few pages out of our book.